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The Over-The-Counter Drug Benefit

NHP's Over-The-Counter (OTC) Drug Benefit.
Designed to make everyday health and wellness
even more affordable.

At NHP, we have a 25-year track record of designing truly useful ways for members to have access to more affordable health care and wellness. That’s why every NHP plan that has prescription coverage includes our Over-The-Counter Drug Benefit, and why you’ll find it only at NHP.

The Over-the-Counter (OTC) Drug Benefit ensures that NHP members have coverage for over-the-counter drugs at no cost or for a little copay, with a prescription.

All NHP plans that have prescription coverage cover select over-the-counter medications for:

  • Cough, cold, and allergy medications
  • Nutrients, vitamins, and minerals
  • Topical antibiotics and skin condition medications
  • Gastrointestinal treatments & medications
  • Smoking deterrents
  • Eye care preparations
  • Humidifiers, vaporizers, and diabetic testing supplies

OTC Drug Benefits vary by plan, so log in to My NHP for exact details, drugs, and medications that are covered under your plan. Here are the two most popular:


What makes the OTC Benefit so useful and member-friendly?

The best part is, it’s available where you are shopping, anyway. You’ll find it at CVS Pharmacy, Rite-Aid Pharmacy, Stop & Shop Pharmacy, Walgreens Pharmacy, and many more. You can see the full list of NHP-participating pharmacies here.

To take advantage of the Over-The-Counter Drug Benefit, please remember that a valid prescription is required, only generic versions of a drug are covered when available, and the prescription must be filled at an NHP-participating pharmacy. Also, quantities may be limited to a 30‐day supply.