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Affordable Care Act Update

NHP remains committed to keeping you informed about the continued implementation of the Affordable Care Act and any impact to you and your clients.

Update - September 10, 2015

The Massachusetts Division of Insurance has indicated it soon will provide more guidance on transitional renewal. Please stay tuned for more details as they become available.

Update - August 28, 2015

The Massachusetts Division of Insurance recently announced a 2016 transitional relief policy allowing health insurers in the large group market to renew existing plans for employers with 51-100 employees. NHP is choosing to offer transition renewals to large group employers who renew in 2016 on or before October 1. In addition, NHP will allow eligible large group employers to renew early in Q4 2015.

Introducing Neighborhood Health Plan Status Quo Quoting

Through Status Quo Quoting we have solutions allowing your NHP clients with 51-100 employees to maintain their large group status until October 1, 2017 if they opt for Q4 2015 early renewal and transitional renewal in 2016.

The benefits of the Status Quo Quoting for your clients include:

  • Stability and predictability as federal government and state continue to work through market sizing definitions
  • Favorable renewal rates
  • Options to keep their current large group product or explore new options that comply with regulatory guidance
  • Avoidance of small group rules, regulations and rating requirements until 2017


Status Quo Quoting also applies to non-NHP clients! NHP welcomes early renewals for your large group clients who are not yet NHP customers. No matter which options your clients choose with NHP, they'll enjoy competitive premiums, comprehensive benefits and access to the top doctors and hospitals in the region, all delivered with exceptional and personalized service.

How to take advantage of Status Quo Quoting

To take advantage of the early renewal option for October 1, 2015 you'll need to submit a request for a quote by September 15, 2015 and the final account decision must be made by September 24, 2015. November and December 2015 effective dates are also available.

Your account manager is available to answer any questions you may have about your specific client needs.


For answers to your questions about Neighborhood Health Plan’s Status Quo Quoting solution, download the FAQ.


For answers to your questions about Neighborhood Health Plan’s Status Quo Quoting solution, download the FAQ.